- Editor's Rating
- No contract or monthly minimum required
- Easy to use
- Manually entering card information costs more than using the Square peripheral
Quick TakeWhether it’s used for business transactions or personal ones, Square Credit Card Reader makes taking credit card payments much easier.
Square Credit Card Reader makes it easy to take credit card payments whether the user is a small business owner or a friend splitting the bill at dinner. And with no recurring cost, there really is no downside.
The Square app is available for free in the Apple App Store and Google Play online storefront, though this review focuses on the iPhone version. The small 1.0 x 1.0 x .5-inch Square Reader plugs into the phones audio jack and is also free through Square, yet users can buy the Reader at some stores for $10 and receive a $10 redemption code. With no contract or monthly minimums, Square only charges users 2.75% per swipe using the Reader or 3.5% plus 15 cents to type in the card information manually. The app accepts American Express, Discover, MasterCard and Visa.
Brighthand found that taking credit card payments via Square was easy, as users simply have to enter the amount, type a brief item description, enter the credit card number through the Reader or manually, have the payer approve the transaction then choose a receipt option. Users should note that certain iPhone cases will prevent them from plugging the Reader into the audio jack, but otherwise there are no issues with the app. The most important thing to remember is the Reader itself, as entering data by hand results in a slightly greater fee and longer payment delay.
Whether it’s used for business transactions or personal ones, Square Credit Card Reader makes taking credit card payments much easier.